Buy Here Pay Here

Even if You Have Bad Car Credit 
Merchants Auto is the solution.

Purchase your carIf you are looking for a simple way to purchase a used auto in Manchester, Merchants Auto is the solution. Merchants Auto specializes in car loans. That is, we specialize in helping customers with bad car credit get back on track in a quality used car, truck or SUV. Unlike other car loan companies, our dealership believes that if you want to buy here, we can help you pay here. Our staff is there for you every step of the way, helping you get the auto loan you need. We know that in this economy, bad things can happen to good people. We are here to help.

Make an Inquiry

Most auto dealership take a look at bad car credit and give consumers a big fat 'no'. With our Buy Here Pay Here process, we don't just judge you on your loan application or your credit score. When it comes to used car loans in New Hampshire, It's our job to turn 'no' into 'YES!' At Merchants Auto, we are prepared to take care of your auto loan, regardless of bad car credit because we approve people with bad car credit every week. We see many success stories as we sell thousands of used vehicles each year. Our finance department is well-trained and ready to serve. They work with all sorts of people from all walks of life and with all sorts of credit histories. It's their job to get you into a used vehicle with less stress.


At Merchants Auto we won't just give you a 'thumbs down' when we see a problem. Our staff is trained to assess each person's unique financial situation. We can help you figure out how to make the loan process work for you. Our loan options are always favorable, and our loan advisers know many ways to help. Providing credit even to those with bad car credit in New Hampshire is what we do. It's one of the reasons that we stay in business. We know how to sell great cars, sure, but we also know how to cut people a break.

Our hassle-free process treats every customer like a person not a number on a balance sheet. That's why even people with bad car credit have an easier time getting used car loans with us. Merchants Auto wants to be known as the bad car credit New Hampshire loan experts.

Selling quality used cars is our passion. It is why we keep such a large inventory. You'll find a huge range of cars and SUVs. We offer pickups and commercial vehicles. Although we have constant turnover of our large inventory, one thing is always consistent. Our inventory offers a tremendous variety including inexpensive choices to suit budget-minded consumers. That's how we know we can find the right car for those with bad car credit in Manchester. With enough good choices, it's always possible to find a good car for a consumer with credit worries.

When it comes to used car loans in New Hampshire, our reputation is on the line. That's another reason we make sure to treat you right. For 17 years in a row, we have been voted the area's number one car dealership. In New Hampshire, we were voted the Number One Used Car Dealership for 2014. Merchants Auto is proud to be recognized, and we plan to keep serving our customers whether their credit is fine or in need of repair.

Repairing credit is one reason that many car shoppers come to us. Perhaps they have heard from a friend or coworker that our process can start them on the road to financial recovery. That's why we make every effort to look at each individual situation. If we can, we will get you into a preowned vehicle. We know that you rely on your car to go to work and to transport your family. We know that most people can't make it if they don't have reliable transportation. That's why we work so hard to give loans to worthy customers. This can relieve transportation worries and change things for the better.

If you are looking for reliable transportation, but are worried about your bad credit, please visit Merchants Auto. Let our fine staff get you the help you need. A loan is probably in your future, and this can begin to repair your bad credit. Merchants Auto lets you 'Buy Here Pay Here' because we believe in our customers and the power of a second chance.